Terms and Conditions
Binford Enterprises, LLC dba Binford Mortgage NMLS #2013637 | Myles Binford, Broker Owner, NMLS #1573403 / CA-DFPI 1573403 2030 Rainbow Farms Dr, Safety Harbor, FL 34695 (855) 262-8866 | Equal Housing Lender
Last updated: [DATE]
These Terms and Conditions ("Terms") explain the conditions of your use of this website (the "Site"), including how you may and may not use the information provided on our Site, and our intent in providing that information to you. These Terms are intended to help you get the most out of the information on our Site.
By accessing any part of www.binfordmortgage.com, you agree to be bound by the Terms set forth below. If you disagree with these Terms, please do not use this Site.
We Are Information and Access Providers
We do not offer lending advice on this Site. We provide informational services and an access point to obtain a home loan, but this content does not constitute legal or professional advice and should not be relied upon as such. We assume no responsibility for any consequences relating directly or indirectly to your use of this Site.
We aim to provide accurate, up-to-date information to help you navigate the lending process. However, because the lending industry is constantly evolving, we do not guarantee the accuracy, completeness, or timeliness of information on this Site. If you notice a typographical error or technical inaccuracy, please let us know — though we do not assume responsibility for such errors. We reserve the right to make changes, corrections, or improvements to the information on this Site at any time, without notice.
Our Intellectual Property Is for Your Noncommercial Use
Our intellectual property is provided for your information, so feel free to access, download, save, and print materials from this Site for your personal, noncommercial use. Doing so does not give you any rights, interest, or title to those materials. All content on this Site — including its organization, layout, graphics, and logos — is owned and copyrighted by Binford Mortgage.
You may not copy, modify, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, link to or frame within another website, or otherwise use or sell any information from this Site without written permission from Binford Mortgage. All information on this Site is intended for human use, not machine interpretation — automated data extraction techniques such as web or screen scraping are strictly prohibited.
No Unlawful or Prohibited Use
By using this Site, you warrant that you will not use it, or any of its contents, for any unlawful purpose or any use otherwise prohibited by these Terms. Any violation of this provision will result in prompt revocation of your permission to use the Site.
Links to Third-Party Sites
For your convenience, we may include links to sites operated by other parties unrelated to us or our affiliates. We do not endorse these sites and do not guarantee the accuracy or completeness of the information they contain. If you choose to visit a linked third-party site, you do so at your own risk. Our Privacy Policy applies only to this Site — we do not control how third parties handle your information once you leave, and we encourage you to review the privacy policy of any third-party site before providing personal information.
Changes to These Terms
We reserve the right to change these Terms at any time without notice. Changes are effective immediately upon posting to this Site, and continued use of the Site constitutes acceptance of the updated Terms. We encourage you to review these Terms each time you visit.
Liability Disclaimer
ALL INFORMATION, SERVICES, PRODUCTS, OR OTHER MATERIAL ON THIS SITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. IN NO EVENT SHALL BINFORD ENTERPRISES, LLC DBA BINFORD MORTGAGE, ITS AFFILIATES, SUPPLIERS, AND/OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE, THE DELAY OR INABILITY TO USE THIS SITE, OR ANY INFORMATION, PRODUCTS, MATERIALS, OR SERVICES OBTAINED THROUGH THIS SITE — WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE — EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
SMS/Text Messaging Terms
Consent to receive SMS/text messages from Binford Mortgage is not a condition of obtaining any loan or service. If you provide your mobile number and consent to receive text messages — whether by checking an opt-in box on our website, application, or contact form, or by giving verbal consent to a loan officer — you agree to receive transactional messages related to your mortgage application and account, including loan milestone updates, closing reminders, post-close follow-ups, and occasional review requests or greetings.
Message frequency varies. Message and data rates may apply. Reply STOP at any time to opt out, or HELP for assistance. For details on how we handle your mobile information, see our Privacy Policy.
Contact Us
If you have questions about these Terms, please contact us through our website's contact page or call (855) 262-8866.
Myles Binford, Broker Owner NMLS #1573403 / CA-DFPI 1573403 Binford Mortgage — NMLS #2013637 2030 Rainbow Farms Dr, Safety Harbor, FL 34695 (855) 262-8866 Office & Fax | (949) 954-0852 Mobilewww.BinfordMortgage.com
Equal Housing Lender.
