Privacy Policy

Binford Enterprises, LLC dba Binford Mortgage NMLS #2013637 | Myles Binford, Broker Owner, NMLS #1573403 / CA-DFPI 1573403 2030 Rainbow Farms Dr, Safety Harbor, FL 34695 (855) 262-8866 | Equal Housing Lender

Last updated: September 7, 2026

At Binford Enterprises, LLC dba "Binford Mortgage," we recognize that privacy is important. This Privacy Policy applies to all services we offer, as well as those offered by our subsidiaries or affiliated companies, if any.

If you have any questions about this Policy, please contact us through our website at binfordmortgage.com or by calling (855) 262-8866.

Information We Collect and How We Use It

To provide our full range of services, we may collect the following types of information:

Information you provide. When you engage us to provide lending services, we ask for personal information such as your name and email address. If you apply for a mortgage through Binford Mortgage, we also request additional personal information (such as your Social Security number, birth date, and account information), which we maintain in encrypted form on secure servers. We may combine information you submit across different forms and services to provide a better experience and improve our services. Where applicable, we offer customers the opportunity to opt out of this combination of information.
Cookies. When you visit our website, we may send one or more cookies to your browser to store preferences and track usage trends. Most browsers accept cookies by default, but you can configure your browser to refuse or flag cookies.
Customer communications. When you send us an email or other message, we may retain that communication to process your inquiry, respond to your request, and improve our services.
Other sites. This Privacy Policy applies only to our website. We do not control third-party sites linked from our services, and those sites may place their own cookies or collect their own data. Please review the privacy policy of any third-party site before providing personal information.

We process personal information only for the purposes described in this Policy or in a service-specific privacy notice, including to:

Provide our lending services to users;
Audit, research, and analyze data to maintain, protect, and improve our services;
Ensure the technical functioning of our systems; and
Develop new services.

Choices for Personal Information

If we intend to use your information in a manner different from the purpose for which it was originally collected, we will ask for your consent before doing so.

If we propose to use your personal information for a purpose beyond what is described in this Policy, you may opt out by calling (855) 262-8866 or contacting us through our website's contact page. We will not use sensitive personal information for purposes outside this Policy without your prior consent.

If you decline to provide personal information, we may not be able to provide certain services to you.

Information Sharing

Outside of SMS/text messaging consent (addressed separately below), Binford Mortgage shares personal information with companies or individuals outside Binford Mortgage only in these limited circumstances:

With your consent. We require opt-in consent before sharing any sensitive personal information.
To complete your loan. We share information with subsidiaries, affiliated companies (as permitted by law), and other trusted businesses whose services are necessary to get your loan approved and closed — for example, other lenders, appraisal companies, credit agencies, and title and escrow companies.
For legal or safety reasons. We may disclose information when we have a good-faith belief that it is reasonably necessary to (a) satisfy a law, regulation, legal process, or government request; (b) enforce our Terms and Conditions, including investigating potential violations; (c) detect, prevent, or address fraud, security, or technical issues; or (d) protect against imminent harm to the rights, property, or safety of Binford Mortgage, its users, or the public.

If Binford Mortgage is involved in a merger, acquisition, or sale of some or all of its assets, we will provide notice before your personal information is transferred and becomes subject to a different privacy policy.

SMS/Text Messaging Communications

This section governs mobile phone numbers and SMS consent specifically, and takes precedence over the general "Information Sharing" section above. Mobile information and SMS consent are never shared, sold, or used for the third-party or affiliate marketing purposes described elsewhere in this Policy.

How we collect SMS consent. Binford Mortgage collects your mobile phone number and SMS/text messaging consent only when you affirmatively provide it — for example, by checking an SMS opt-in box when you apply for a loan or submit a contact form on our website, by creating an account, or by providing verbal consent directly to your loan officer. SMS consent is collected separately from, and is not bundled with, any other agreement or consent on our forms.

How we use this information. We use your mobile number and SMS consent only to send transactional messages related to your mortgage application and account, including:

Loan milestone and status updates
Closing reminders
Post-close follow-ups
Appointment or callback confirmations
Occasional birthday or holiday greetings
Review requests

No sharing for marketing purposes. We do not sell, rent, or share mobile phone numbers or SMS consent information with third parties or affiliates for their own marketing or promotional purposes. SMS consent is used solely to provide the messaging services you requested or consented to receive.

Your choices. Message frequency varies. Message and data rates may apply. You may reply STOP at any time to opt out of SMS messages, or reply HELP for assistance. You can also contact us at (855) 262-8866 or through our website's contact page with any SMS-related questions.

Information Security

We take appropriate measures to protect against unauthorized access to, or unauthorized alteration, disclosure, or destruction of, your data. This includes internal reviews of our data collection, storage, and processing practices, as well as physical security measures to protect systems that store personal data.

Access to personal information is restricted to employees, contractors, and agents who need it to operate, develop, or improve our services. These individuals are bound by confidentiality obligations and may face discipline, including termination or legal action, for failing to meet these obligations.

Data Integrity

We process personal information only for the purposes for which it was collected and in accordance with this Policy or any applicable service-specific privacy notice. We periodically review our data practices to ensure we only collect and retain what is needed to provide or improve our services, and we take reasonable steps to keep the personal information we hold accurate and current. We depend on our users to update their information as needed.

Changes to This Policy

If we make changes to this Privacy Policy, we will post the updated version on this page. If you have questions about this Policy, please contact us through our website's contact page.

Myles Binford, Broker Owner NMLS #1573403 / CA-DFPI 1573403 Binford Mortgage — NMLS #2013637 2030 Rainbow Farms Dr, Safety Harbor, FL 34695 (855) 262-8866 Office & Fax | (949) 954-0852 Mobilewww.BinfordMortgage.com

Equal Housing Lender.